Cash against RWAs. RWAs against cash.
Vadium is an onchain financing protocol for real-world assets. Borrow stablecoins against the RWAs you own. Or post cash collateral to borrow RWAs directly.
Starting with SPY and USDG on Robinhood Chain.
One protocol. Two directions.
Finance what you own. Borrow what you need.
Vadium creates two complementary financing markets.
RWAs → Cash
Deposit a tokenized asset. Borrow stablecoins without selling your position.
Example: SPY → USDG
Cash → RWAs
Post stablecoin collateral. Borrow the RWA itself.
Example: USDG → SPY
The missing financing layer
Tokenization creates assets. Financing creates markets.
Putting a tokenized asset on-chain makes it transferable and programmable. A functioning market also needs:
Cash liquidity
Funding for holders who want liquidity without selling.
Borrowable inventory
Actual RWAs available for hedging, arbitrage and market making.
Risk-aware execution
Controls built around real market hours, price freshness and executable liquidity.
Built for RWAs
Not generic DeFi lending with different collateral.
Vadium begins with one focused pair to prove both sides of the market.
First market
Starting with SPY + USDG
SPY → USDG
Deposit tokenized SPY. Borrow USDG. Maintain RWA exposure while accessing cash liquidity.
USDG → SPY
Deposit USDG collateral. Borrow actual SPY inventory. Use it for hedging, arbitrage or market making.
First deployment: Robinhood Chain.
Built to expand across assets, issuers and chains.
Two separate markets
Cash has a funding cost. RWA inventory has a scarcity cost. Vadium prices them separately.
Market-aware risk
The blockchain runs 24/7. The underlying market may not. Vadium can restrict new risk when reliable pricing or execution disappears.
Executable liquidity
An oracle price is not enough. Liquidations and buy-ins depend on markets that can actually clear.
Isolation first
Cash-against-RWA risk is different from RWA-against-cash risk. The two directions remain economically isolated.
Risk
The blockchain is always open. The market is not.
Vadium follows the state of the market, not just the blockchain clock.
When prices are fresh and liquidity is executable, markets operate normally. When conditions deteriorate, new risk can be restricted while repayment and collateral top-ups remain available.
RWAs are moving onchain. Their financing layer should too.
Borrow cash against RWAs. Borrow RWAs against cash.